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NC Private Capital
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Why Savvy Investors Are Choosing Private Lending

Be the Bank: Secure, Profitable, and Predictable Returns

A private money loan is a personal loan that is given to a real estate investor to purchase real estate to earn a profit.  Through that process, the private lender can yield extremely high interest rates – 4 to 6 times the rates you can get on bank CD’s and other traditional investment plans.


Essentially, private money lending is your opportunity to become the bank, reaping the profits just like a bank would. It’s a great way to generate cash flow and produce a predictable income stream - while at the same time, provide excellent security and safety for your investment. You can do what the banks have been doing for years…make a profitable return on investments backed by real estate. There is no other investment vehicle like it.

Lend. Earn. Repeat. The Private Lending Formula

Becoming a Private Money Lender gives you the opportunity to become the bank and earn a high interest return on your investment.


NC Private Capital will help you invest in real estate, whether you have zero experience or are a seasoned real estate investor, we can help you grow your passive income or retirement funds while you sleep.  We do all the work, from finding the property, facilitating the renovation, and selling the property to its new owner, and all you have to do is approve a couple documents, wire the funds to our attorney and sit back and let your money (and us) do the work.

Too Good to Be True? Here’s Why It Works

It’s natural to be skeptical—after all, traditional investments rarely offer high returns with security. But private lending isn’t a get-rich-quick scheme—it’s a time-tested strategy used by banks and seasoned investors for decades. The key difference? Instead of the bank making the profits, you do. Your loan is backed by real estate, a tangible asset, and secured through legal agreements, ensuring protection for your investment. Plus, with NC Private Capital’s proven track record, detailed underwriting, and structured deals, private lending is a real, 

safe, and profitable way to grow your wealth.

Get Your Journey Started

How It Works

How is my investment secure?

How is my investment secure?

* We find a fixer-upper in a great neighborhood.


* You review the project details (cost, timeline, and profit potential).


* Once approved, we finalize the loan agreement with our legal team.


* We buy and renovate the property.


* The home is listed and sold


* You get paid—your investment + interest!


* Repeat! We find another deal for you to invest in.


  

Sources of Private Money

  • Personal savings account, trust fund, or any other money collecting dust
  • Self-directed IRA
  • Profit sharing
  • HELOC/Personal home equity

How is my investment secure?

How is my investment secure?

How is my investment secure?

Each property we acquire is put through a rigorous evaluation process in order to assess the profitability before the property is ever purchased. “INTEGRITY" is an essential part of our business, and we only make sound investment decisions. Also, for your protection, you are also provided these documents to secure your investment capital:


Promissory Note: 


  • Collateral for your investment
  • Filed with the court 
  • Places you as a lien holder on the property


Deed of Trust/Mortgage: 


  • Recorded with the county clerk
  • Recorder to publicly secure your investment against the real property


Insurance Policy: 


  • Private lender would be listed as the “Mortgagee” in case of fire or natural disaster, etc. 


Copyright © 2025 NC Private Capital - All Rights Reserved.

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